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Online Shoppers Reach for Bargains, Reports the July eCommerce Index from NextCard

(San Francisco, CA; Business Wire; August 21, 2001) Reflecting the traditional retail environment, value and discount shopping outlets attracted online buyers in the month of July, revealed the eCommerce Index(SM), from NextCard® (Nasdaq:NXCD - news). The eCommerce Index(SM) is the premier metric of monthly online consumer spending and is the only resource that reflects actual consumer e-commerce spending based on online credit card transactions.

``July saw an overall increase in transactions at value sites,'' said Scott Lascelles, group vice president of loyalty marketing at NextCard. ``HomeShoppingNetwork.com, an extension of the cable shopping channel, performed particularly well. It rose 61 spots to No. 8 in the Top 20 merchants, a gain of 630 percent.''

``Software sites UnBeatableDeals.com, FreeCDSoftware.com and Real.com were top performers in July in terms of overall online transactions and growth. As children head back to school, parents are preparing family computers for the academic year and looking for cheaper, more convenient ways to do it,'' said Lascelles.

``Western Union's online auction payment service, BidPay.com, is gaining in popularity and appeared on the Index for the first time. Consumers love auction sites like EBay, the No. 3 merchant and UBid.com, No. 5. Services that finalize transactions and facilitate payments make auction buying and selling a snap,'' said Lascelles. ``Western Union has long been a bellwether offline brand and its online service is benefiting from the strong association.''

``July is traditionally a quiet time of year for retail and this is reflected in this month's eCommerce Transaction Index. History tells us that average basket size will increase moving into the Holiday period,'' said Lascelles.

Top 20 Online Merchants in July 2001

The NextCard eCommerce Index is a monthly listing of the top Web sites based on the number of online transactions by more than one million NextCard cardholders.

1-10

Rank Change Merchant Consecutive

Months

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1. -- Amazon.com 27

2. -- Half.com 15

3. -- EBay.com 27

4. +3 BarnesandNoble.com 27

5. +4 UBid.com 27

6. -- Netflix.com 17

7. -2 Priceline.com 18

8. +61 HomeShoppingNetwork.com 1

9. -1 Buy.com 26

10. +1 CDNow.com 27

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11-20

Rank Change Merchant Consecutive

Months

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11. -2 Drugstore.com 26

12. -2 Stamps.com 8

13. +1 BigZoo.com 10

14. +7 Real.com 1

15. -3 1-800-Flowers.com 18

16. -3 VistaPrint.com 2

17. -- Classmates.com 2

18. +7 AOL Long Distance 1

19. -3 Keen.com 5

20. -- Western Union Bidpay.com 1

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eCommerce Transaction Tracker

The NextCard eCommerce Transaction Tracker reflects average individual transaction size at five sample online retailers for 2001.

Merchant 2000 Avg. Jan Feb Mar

Amazon.com $42.31 $37.78 $42.97 $40.13

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EBay.com $33.55 $38.31 $35.47 $36.59

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Priceline.com $305.15 $265.51 $299.50 $279.26

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Half.com $16.40 $16.40 $17.30 $15.88

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Buy.com $88.47 $97.54 $101.12 $95.15

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Apr May June July

 

Amazon.com $40.30 $45.41 $42.85 $38.65

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EBay.com $39.63 $37.57 $36.61 $35.01

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Priceline.com $257.43 $266.65 $271.06 $239.47

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Half.com $15.30 $18.94 $19.30 $21.19

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Buy.com $99.71 $113.77 $112.53 $102.41

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July eCommerce Movers

 

The NextCard eCommerce Movers(SM) is a monthly listing of the top online merchants that experience the largest percentage change in transaction volume from the previous month.

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5 Biggest Movers

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1. HomeShoppingNetwork.com 630%

2. UnBeatableDeals.com 164%

3. KBKids.com 81%

4. FreeCDSoftware.com 78%

5. Kiss.com 78%

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The NextCard eCommerce Index can be found on the Internet by visiting www.nextcard.com and clicking on the "eCommerce Index" link.

eCommerce Transaction Index

The NextCard eCommerce Transaction Index reflects relative monthly average purchase amounts at ten sample online retailers. It uses the 2000 calendar year average as its base of 100.

Merchants in the Transaction Index include:

Amazon.com EBay.com

BarnesandNoble.com Gap.com

Buy.com Half.com

CDNow.com Netflix.com

Drugstore.com Priceline.com

To view the graph associated with the eCommerce Transaction Index, please visit www.nextcard.com and click on the "eCommerce Index" link.

About The NextCard eCommerce Index

The NextCard eCommerce Index is a monthly report of the top 20 online merchants and top five movers, average e-commerce basket size based on ten online merchants, and average individual basket size at five specific online merchants. The Index is based on the number of actual, online purchase transactions by approximately one million NextCard cardholders. The NextCard eCommerce Index combines two critical components to accurately reflect online transaction activity: 1) a large cardholder base of active online purchasers and 2) data-mining technology that tracks online credit card transactions. NextCard customers are some of the most sophisticated online consumers and make online purchases approximately five times more often than the average online credit card user. As a result, the NextCard eCommerce Index not only provides valuable information about where online consumers are actually buying, but it also reflects the ability of merchants to convert Web visitors to buyers, and buyers to repeat customers. The Index can be found on the Internet at www.nextcard.com.

About NextCard

NextCard, Inc. (www.nextcard.com) is considered the leading issuer of consumer credit on the Internet. Launched in 1997, the Company was the first to offer instant online credit card approval, a choice of customized credit card offers, and exceptional online customer service. NextCard is committed to providing the most robust consumer shopping experience on the Internet and has continued to innovate with its NextCard Concierge(SM) online shopping service, online bill payment services, and comprehensive rewards program.

NextCard is also one of the leading direct marketers on the Internet, operates a network of more than 90,000 online affiliates, and has exclusive card relationships with leading online brands, including Amazon.com and MyPoints.com.

NextCard was named the No. 1 Internet credit card by Gomez. According to the 2001 Brittain Associates ``Credit Cards on the Net'' study, NextCard leads the online credit card market with a 26 percent share. NextCard was nominated for a 2000 Webby Award in the finance category. NextCard, Inc. issues credit cards through NextBank N.A., a wholly owned subsidiary.